Now that you are considering buying a new home at Searcy Creek, its time to understand your options for financing.  There are basically three ways to finance a home in this market; cash, a traditional loan, and a construction to permanent loan.  Read below for additional information on each.  

 

CASH

Need we say more? 

 

TRADITIONAL LOAN

We finance construction and you buy the home from us using a traditional loan when the home is completed.  

 

CONSTRUCTION TO PERMANENT LOAN

You close on your home before construction begins, locking in your interest rate at the very beginning, and avoiding duplicate closing costs.   We build your home, all the while you deduct the interest, and once the home is complete - You Move-In.  Yes, its really that simple!  

 

If you are not already working with a finance professional, here are a few that we suggest you contact for more information, just click on the links below to be directed to their website for contact information.

 

Pam is nothing short of a mortgage wizard!  If you are considering a traditional loan, Pam will get you there! 

 

 

 

 

Considering a Construction to Permanent Loan?  Robert at First Federal Bank is your guy!  Call him directly to learn more about the construction to permanent loan options, including their bridge loan which will allow you to live in your current home while you build a new one!